LATAM payments infrastructure, decoded.

We help fintech companies, payments platforms, and investors navigate the operational complexity of cross-border payments across Latin America. From corridor economics to bank integrations, we bring the depth of someone who has built these systems firsthand.

Let's talk about your LATAM corridor
14+
Years in payments
and fintech
6+
LATAM markets
operated in
3
Languages
(EN / ES / PT)
Corridors we know
US Mexico
SPEIBank
US Colombia
NequiBank
US Brazil
PIXBank
US Guatemala
BankCash
Intra-LATAM
Multi-rail
We do not write market reports. We build disbursement networks, negotiate bank integrations, and fix corridor economics. We have done it before, across multiple LATAM markets.

Deep operational advisory for cross-border payments in Latin America

Cross-border payments strategy

Corridor design, unit economics modeling, pricing optimization, and payout network architecture for US-to-LATAM and intra-LATAM payment flows. We help you understand the real cost structure of each corridor before you commit resources.

Remittance operations

Market entry strategy, regulatory landscape mapping, disbursement partner selection, and corridor launch playbooks. Built from direct experience launching and scaling remittance corridors across the region.

Stablecoins in remittances

Advisory on integrating stablecoin rails into traditional remittance corridors. Settlement optimization, compliance considerations, and hybrid fiat-crypto payout strategies that work within existing regulatory frameworks.

Wallet and payout integrations

Technical and commercial strategy for integrating with local wallets, bank networks, and alternative disbursement channels. PIX, Nequi, mobile money, and the growing ecosystem of LATAM payout rails.

PIX Nequi Mobile money Bank transfers

Partnership and network development

Structuring and negotiating integrations with banks, wallet providers, and financial institutions across multiple LATAM corridors. We know the counterparties, the deal structures, and the operational requirements.

Revenue and pricing optimization

Corridor-level margin analysis, FX strategy, fee structure design, and cost-of-goods reduction for payments businesses. We identify where you are leaving money on the table and build the model to fix it.

What this looks like in practice

Corridor COGS reduced 20%+
Restructured disbursement partner mix and renegotiated payout pricing across three LATAM corridors for a US-based remittance company.
Identified that a single bank partner was handling 70% of volume at above-market rates. Shifted volume to a two-partner model with performance-based pricing.
New corridor live in 8 weeks
Led market entry for a payments company launching its first Central American corridor, from regulatory mapping to first live transaction.
Handled disbursement partner selection, compliance requirements, and integration sequencing. Corridor reached steady-state volume within 90 days of launch.
Due diligence for $15M+ investment
Provided operational and market assessment for a PE firm evaluating a LATAM remittance acquisition target.
Identified undisclosed regulatory risk in two corridors and validated the target's claimed unit economics against actual market rates. Deal terms were restructured based on findings.

Client details anonymized. Specific references available upon request.

We work with companies that are building real payments infrastructure, not just talking about it

Fintech companies

You are expanding into LATAM and need someone who knows which bank will actually process your payouts, which wallet integration will hold up at scale, and where the regulatory landscape is shifting. We have been in those rooms.

Remittance and payments operators

Your corridors are live but your margins are thinner than they should be. We audit corridor economics, renegotiate partner terms, and find the 15-20% cost reduction hiding in your disbursement stack.

Investors and acquirers

Financial models cannot tell you whether a LATAM payments company's claimed unit economics are real. We can. We provide the operational due diligence layer that separates promising decks from actual businesses.

Crypto and stablecoin companies

You need compliant on-ramp and off-ramp strategies that regulators will not shut down in six months. We know where stablecoin rails genuinely reduce settlement costs and where they just add complexity.

Built by an operator, not an observer

Jaime Tellez
Founder, Novavista Consulting

14+ years in cross-border payments and fintech across the US and Latin America. Former Senior Business Manager at Remitly, where he negotiated bank and wallet integrations, optimized corridor unit economics, and scaled disbursement channels across LATAM. Most advisory in this space comes from people who have studied the market. We come from inside it.

Senior Business Manager, Remitly. LATAM corridor operations

Revenue and pricing leadership at LATAM Airlines, Sonder, Barsala

MBA, UC Berkeley Haas School of Business

Trilingual: English, Spanish, Portuguese

Structured engagements, not open-ended retainers

Every engagement starts with a clear scope, a defined timeline, and a specific deliverable. We work in focused sprints because payments problems have deadlines and corridor launches do not wait.

Let's talk about your LATAM corridor.

Whether you are launching a new corridor, optimizing an existing one, or evaluating a LATAM fintech investment, we can help. Tell us what you are working on and we will get back to you within 24 hours.

contact@novavistafintech.com